| Resident status |
Permanent registration in Russian federation |
| Legal status |
Natural persons (Individuals) |
| Borrower segment |
Salaried
Business owners
Individual entrepreneurs |
| Age of the borrower(s) |
Minimum age - 22 for salaried segment and 27 for business
owners and individual entrepreneurs
Maximum age - 60 for males and 55 for females |
| Military service |
For males aged 27 and below, military services record
should be provided |
| General conditions |
No criminal record should be seen |
| Remarks |
The borrower should meet all the banks creditworthiness
criteria. The credit is at the sole discretion of the
Bank. |
Retail Banking 
