Documents, confirming personality of borrower/co-borrower :
	Copy of passport of Borrower/Co-borrower (all pages)
	Copy of military service certificate of borrower/co-borrower
	Copy of driving license of borrower/co-borrower

Documents, confirming marital status of the borrower/co-borrower :
	Copy (-ies) of marriage/divorce certificates of borrower/co-borrower (if applicable)
	Copy (-ies) of birth certificates of children of borrower/co-borrower (if applicable)
	Copy of marriage contract (if applicable)

Documents, confirming employment status and sources of income of borrower/co-borrower :
	Copy of work book of borrower/co-borrower, certified by the employer
	Copy of labor agreement of borrower/co-borrower
	Document, confirming income (2NDFL or form of Bank) for current and previous year
	Information about company, and personal obligations within the company (free form)
	Copy of tax declaration of borrower/co-borrower for the previous tax period with tax inspectorate mark

Document, confirming assets of borrower/co-borrower :
	Copies of legal documents confirming rights of ownership for the immovables (apartment, cottage, garage, land, etc.)
	Copies of documents, confirming rights of ownership for movables (auto, motorcycle, yacht, etc.)
	Documents, confirming possession of the accounts in Banks (account statements for the six months period, copies of savings books, etc.)
	Documents, confirming possession of the securities (extract from register of securities owners)

Documents, confirming credit history/current liabilities of the borrower/co-borrower:
	Copies of credit agreements with account statement, document from the bank that loan was repaid in full amount and in proper time

Additional documents required from the owners of the business:
	Copies of foundation contract, copy of state registration certificate, certified by the company's stamp
	A copy of financial documents for current and previous year (balance, profit and loss report) with tax authority stamp
	Letter from the bank confirming account opening and bank statements
	Documents confirming credit history of the company
	Copies of the contracts with the major customers (agents)
	Bills, rent agreements, titles of the property
	Copies of licenses, certificates

Additional documents required from Individual entrepreneurs:
	Copy of certificate of registration of the entrepreneurs
	Copies of licenses, patents, permissions for specific businesses
	Tax return forms (with tax authority stamp) for the following and previous year/ 3-NDFL
	Copy of book of revenues and expanses
	Copies of bills, rent agreements, titles of the property

Documents required for disbursement:

	Legal documents on the apartment (e.g. certificate of ownership, agreement on the basis of which the certificate was issued)
	A certificate of apartment value with an explication and floor plan from the Bureau of Technical Inventory
	A copy of extract from the house register
	A copy of the financial personal account of the seller
	A copy of certificate of absence of utility bills
	A copy of certificate of absence of tax debts for the apartments the ownership on which was registered on the basis of inheritance or gift certificates
	Copy of Certificate from Guardianship authorities (in case minor children are the owners of the apartments, or the apartment is burdened by the rights of user of minor children)
	Copies of passports of sellers of the apartment and third parties which are registered in the apartment
	Copies of documents, confirming health condition of sellers (Psycho-neurological clinic certificate, driving license)
	Appraisal report

* on the requirement of the Bank, depending on personal characteristics of the Borrower/Co-borrower, the list of documents can be extended