| Citizenship |
Russian Citizens or those permanently registered in
Moscow/Moscow region |
| Resident status |
Permanent registration in Moscow/Moscow Region |
| Age of the borrower/s |
Minimum: 22 years
Maximum:
- Not more than 60 at the end of loan tenor for men
- Not more than 55 at the end of loan tenor for women |
| Military service |
For males aged 27 and below, military services record
should be provided else valid exemption certificate |
| General conditions |
No criminal record should be seen
Sanction of the loan is at the sole discretion of the
Bank |
Retail Banking 
