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Mortgage Loans - Rates and Charges
 
 
   
 
  Following are the rates and charges for Secondary market purchase properties:
  		 
 
1. Rates
Tenor Income proof and currency
USD RUB
NDFL FREE FLOW NDFL FREE FLOW

5-10 years

10,50%

11,00%

12,00%

12,50%

11-15 years

11,00%

11,50%

12,50%

13,00%

16-20 years

11,50%

12,00%

13,00%

13,50%

21-25 years

12,00%

12,50%

13,50%

14,00%

2. Fees
Application consideration fee Nil

Disbursement fee

1.0% of the loan amount, payable at the time of disbursement subject to a minimum of 250 USD and a maximum of 2500 USD (6000 RUR and 60 000 RUR).
 
 
Other charges:
  		 
 
Prepayment charges 2% of the amount pre paid within first 6 months from the date of disbursement.

0% prepenalty fees after 6 months from the date of disbursement.
Delay charges 0.1% on daily basis.
Safe box charges 2200 rubles ( all inclusive ) per month for 40 days.
Insurance agreements Charges as applied by the Insurance company.
Property Valuation Report Charges as applied by the property evaluation company.
Notary charges Charges as applied by the notary agency.

 
     
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