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Mortgage loans – Rates and Charges
 
 
   
 
 
1. Rates
Tenor Income proof and currency
USD RUB
NDFL FREE FLOW NDFL FREE FLOW
During construction stage

12,50%

13,00%

14,00%

14,50%

  After obtaining ownership rights

5-10 years

10,50% 11,00% 12,00% 12,50%

11-15 years

11,00% 11,50% 12,50% 13,00%

16-20 years

11,50% 12,00% 13,00% 13,50%
2. Fees
Application consideration fee Nil

Disbursement fee

1.0% of the loan amount, payable at the time of disbursement subject to a minimum of 250 USD and a maximum of 2500 USD (6000 RUR and 60 000 RUR).
 
 
Other charges:
  		 
 
Prepayment charges 2% of the amount pre paid within first 6 months from the date of disbursement.

0% prepenalty fees after 6 months from the date of disbursement.
Delay charges 0.1% on daily basis.
Insurance agreements Charges as applied by the Insurance company.
Property Valuation Report Charges as applied by the property evaluation company.

 
     
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