Russian  
 
Home Retail Banking Mortgage Loans Rates and Charges
  Retail Banking
        Current Account
      Remittance
   
 
Mortgage Loans - Rates and Charges
 
 
   
 
  Following are the rates and charges for Loans against property:
 
 
 
1. Rates
Tenor Target use and currency
USD RUB
Target use A Target use B Target use A Target use B

5-10 years

11.50%

14.50%

13,00%

16,00%

11-15 years

12.00%

-

13,50%

-

16-20 years

12.50%

-

14,00%

-

2. Fees
Application consideration fee Nil

Disbursement fee

1.0% of the loan amount, payable at the time of disbursement subject to a minimum of 250 USD and a maximum of 2500 USD (6000 RUR and 60 000 RUR for loans in RUR).

 
 
Other charges:
 
 
 

Prepayment charges

2% of the amount pre paid within first 6 months from the date of disbursement.

0% charges after 6 months from the date of disbursement.

Delay charges

0.1% on daily basis.

Insurance agreements

Charges as applied by the Insurance company.

Property Valuation Report

Charges as applied by the property evaluation company.

Notary services charges

Charges as applied by the notary agency.

 
     
  © 2005-06 ICICI Bank. All Rights Reserved Best viewed in 800 X 600 resolution About us | Careers | Contacts | Site map | Disclaimer