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Mortgage Loans - Eligibility
 
 
   
 
  The following table gives the basic eligibility criteria to apply for the Mortgage Loan:  
     
 

Criteria

Minimum Requirement

Citizenship

Russian citizen

Resident status

Permanent registration in Russian federation

Legal status

Natural persons (Individuals)

Borrower segment

Salaried
Business owners
Individual entrepreneurs

Age of the borrower(s)

Minimum age - 22 for salaried segment and 27 for business owners and individual entrepreneurs
Maximum age - 60 for males and 55 for females

Military service

For males aged 27 and below, military services record should be provided

General conditions

No criminal record should be seen

Remarks

The borrower should meet all the banks creditworthiness criteria. The credit is at the sole discretion of the Bank.

 
     
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