Criteria |
Minimum Requirement |
|
Citizenship
|
Russian citizen |
Resident status |
Permanent registration in Russian federation |
Legal status |
Natural persons (Individuals) |
Borrower segment |
Salaried
Business owners
Individual entrepreneurs |
Age of the borrower(s) |
Minimum age - 22 for salaried segment and 27 for business owners and individual entrepreneurs
Maximum age - 60 for males and 55 for females |
Military service |
For males aged 27 and below, military services record should be provided |
General conditions |
No criminal record should be seen |
Remarks |
The borrower should meet all the banks creditworthiness criteria. The credit is at the sole discretion of the Bank. |