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  If the safety of your money and assured returns are your priority, Deposits are ideal for you. ICICI Bank offers extremely attractive interest rates. Your deposits enjoy the backing of an international bank with over five decades of experience - so your money is in safe hands.

If you want to store your money and get profit, the deposit system of ICICI Bank is the best solution. ICICI Bank offers you deposits in RUB, USD and EUR. You also have the options of monthly interest and payment of interest on maturity. Deposits are insured as per the Russian law.

Pay-in deposit with partial debiting feature

1. Deposit main terms
Currency RUB, USD, EUR
Tenor min 400 days
Minimum deposit amount

300,001 RUB
10,001 USD
10,001 EUR

Interest payment Interest is calculated and paid on the monthly basis for further (as per customer’s request):
1. To be capitalized on the deposit account.
2. To be transferred on current account.
2. Deposit procedure
Pay-ins Applicable. Additional pay-ins permissible only up to 30 days before date of maturity.
Minimum amount of additional pay-ins Not applicable.
Partial debiting Applicable for deposit and interest amounts but not more than irreducible balance amount.
3. Additional deposit terms
Advance deposit closure For advance deposit closure interest payment is calculated:
1. on the irreducible amount at the rate applicable for demand deposit on the date of closure for exact number of days it was placed before closure.
2. on the amount higher than irreducible amount interest amount shall not be revised.
Under advance deposit closure amount to be returned to the customer will be reduced on the amount calculated in accordance with clause 1 above.
Prolongation (term extension) Applicable. If at the end of tenor deposit amount and interest paid were not demanded by the customer, Bank has the right for prolongation of the agreement and to keep it further but at the new rate applicable at t he date of extension.
4. Deposit Rates
Currency Slabs Irreducible amount Tenor, in days
400
RUR >=300'001 300'000 6,80%
USD >=10'001 10'000 3,50%
EUR >= 10'001 10'000 3,50%

 

 
     
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Email us at customercare.ru@icicibank.com  
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