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If the safety of your money
and assured returns are your priority, Deposits are ideal for
you. ICICI Bank offers extremely attractive interest rates.
Your deposits enjoy the backing of an international bank with
over five decades of experience - so your money is in
safe hands.
If you want to store your money and get profit, the deposit system of ICICI Bank is the best solution. ICICI Bank offers you deposits in RUB, USD and EUR. You also have the options of monthly interest and payment of interest on maturity. Deposits are insured as per the Russian law.
Standard Retail Term Deposit
| 1. Deposit main terms |
| Currency |
RUB, USD, EUR |
| Tenor |
- in RUB and EUR: min 1 month - max 2 years
- in USD: min 1 month - max 5 years |
| Minimum deposit amount |
15'000 RUB
500 USD
500 EUR |
| Interest payment |
At the end of tenor |
| 2. Deposit procedure |
| Pay-ins |
Not applicable |
| Partial debiting |
Not applicable |
| 3. Deposit Rates |
| Currency |
Slabs |
Tenor, in days |
| 31-90 |
91-180 |
181-270 |
271-366 |
>=367 |
| RUR |
15'000 - 300'000 |
5.50% |
6.25% |
8.75% |
10.25% |
11.00% |
| 300'001 - 1'000'000 |
5.75% |
6.75% |
9.25% |
10.50% |
11.25% |
| >= 1'000'001 |
6.00% |
7.00% |
9.75% |
10.75% |
11.50% |
| USD |
500 - 10'000 |
3.00% |
5.00% |
6.00% |
6.75% |
7.25% |
| 10'001 - 50'000 |
4.00% |
5.50% |
6.00% |
7.00% |
7.50% |
| >= 50'001 |
5.00% |
6.00% |
6.75% |
7.25% |
8.00% |
| EUR |
500 - 10'000 |
2.75% |
4.50% |
5.25% |
6.00% |
6.50% |
| 10'001 - 50'000 |
3.75% |
5.00% |
5.75% |
6.25% |
6.50% |
| >= 50'001 |
4.50% |
5.25% |
6.00% |
6.75% |
7.25% |
Retail Term Deposit with monthly interest
| 1. Deposit main terms |
| Currency |
RUB, USD, EUR |
| Tenor |
- in RUB and EUR: min 1 month - max 2 years
- in USD: min 1 month - max 5 years |
| Minimum deposit amount |
15'000 RUB
500 USD
500 EUR |
| Interest payment |
Interest is calculated and paid on the monthly basis for further (as per customer’s request):
1. To be capitalized on the deposit account.
2. To be transferred on current account or account linked to the plastic card. |
| 2. Deposit procedure |
| Pay-ins |
Not applicable |
| Partial debiting |
Applicable only for interest to be transferred. |
| 3. Deposit Rates |
| Currency |
Slabs |
Tenor, in days |
| 31-90 |
91-180 |
181-270 |
271-366 |
>=367 |
| RUR |
15'000 - 300'000 |
5,25% |
6,00% |
8,50% |
10,00% |
10,75% |
| 300'001 - 1'000'000 |
5,50% |
6,50% |
9,00% |
10,25% |
1,00% |
| >= 1'000'001 |
5,75% |
6,75% |
9,50% |
10,50% |
11,25% |
| USD |
500 - 10'000 |
2,75% |
4,75% |
5,75% |
6,50% |
7,00% |
| 10'001 - 50'000 |
3,75% |
5,25% |
5,75% |
6,75% |
7,25% |
| >= 50'001 |
4,75% |
5,75% |
6,50% |
7,00% |
7,75% |
| EUR |
500 - 10'000 |
2,50% |
4,25% |
5,00% |
5,75% |
6,25% |
| 10'001 - 50'000 |
3,50% |
4,75% |
5,50% |
6,00% |
6,25% |
| >= 50'001 |
4,25% |
5,00% |
5,75% |
6,50% |
7,00% |
Pay-in term deposit with monthly interest
| 1. Deposit main terms |
| Currency |
RUB, USD, EUR |
| Tenor |
min 181 - max 400 days |
| Minimum deposit amount |
15'000 RUB
500 USD
500 EUR |
| Interest payment |
Interest is calculated and paid on the monthly basis for further (as per customer’s request):
1. To be capitalized on the deposit account.
2. To be transferred on current account linked to the debit card Visa Electron
of ICICI Bank. |
| 2. Deposit procedure |
| Pay-ins |
Applicable. Additional pay-ins permissible only up to 30 days before date of maturity. |
| Minimum amount of additional pay-ins |
3'000 RUB
500 USD
500 EUR |
| Partial debiting |
Not applicable |
| 3. Additional deposit terms |
| Advance deposit closure |
1. For advance deposit closure interest payment is calculated at the rate applicable for demand deposit on the date of closure for exact number of days it was placed before closure.
2. Under advance deposit closure amount to be returned to the customer will be reduced on the amount of interest already paid. |
| Prolongation (term extension) |
Applicable. If at the end of tenor deposit amount and interest paid were not demanded by the customer, Bank has the right for prolongation of the agreement and to keep it further but at the new rate applicable at the date of extension. |
| Bonus |
Plastic card Visa Electron
of ICICI Bank
with 1st year annual fee waived. |
| 4. Deposit Rates |
| Currency |
Slabs |
Tenor, in days |
| 181-270 |
271-366 |
400 |
| RUR |
15'000 - 300'000 |
8,25% |
9,75% |
10,50% |
| 300'001 - 1'000'000 |
8,75% |
10,00% |
0,75% |
| >= 1'000'001 |
9,25% |
10,25% |
11,00% |
| USD |
500 - 10'000 |
5,50% |
6,25% |
6,75% |
| 10'001 - 50'000 |
5,50% |
6,50% |
7,00% |
| >= 50'001 |
6,25% |
6,75% |
7,50% |
| EUR |
500 - 10'000 |
4,75% |
5,50% |
6,00% |
| 10'001 - 50'000 |
5,25% |
5,75% |
6,00% |
| >= 50'001 |
5,50% |
6,25% |
6,75% |
Pay-in deposit with partial debiting feature
| 1. Deposit main terms |
| Currency |
RUB, USD, EUR |
| Tenor |
min 181 - max 400 days |
| Minimum deposit amount |
30'000 RUB
1'000 USD
1'000 EUR |
| Interest payment |
Interest is calculated and paid on the monthly basis for further (as per customer’s request):
1. To be capitalized on the deposit account.
2. To be transferred on current account linked to the debit card Visa Electron
of ICICI Bank. |
| 2. Deposit procedure |
| Pay-ins |
Applicable. Additional pay-ins permissible only up to 30 days before date of maturity. |
| Minimum amount of additional pay-ins |
Not applicable. |
| Partial debiting |
Applicable for deposit and interest amounts but not more than irreducible balance amount. |
| 3. Additional deposit terms |
| Advance deposit closure |
For advance deposit closure interest payment is calculated:
1. on the irreducible amount at the rate applicable for demand deposit on the date of closure for exact number of days it was placed before closure.
2. on the amount higher than irreducible amount interest amount shall not be revised.
Under advance deposit closure amount to be returned to the customer will be reduced on the amount calculated in accordance with clause 1 above. |
| Prolongation (term extension) |
Applicable. If at the end of tenor deposit amount and interest paid were not demanded by the customer, Bank has the right for prolongation of the agreement and to keep it further but at the new rate applicable at t he date of extension. |
| Bonus |
Plastic card Visa Electron
of ICICI Bank with 1st year annual fee waived. |
| 4. Deposit Rates |
| Currency |
Slabs |
Irreducible amount |
Tenor, in days |
| 181-270 |
271-366 |
400 |
| RUR |
30'000 - 300'000 |
30'000 |
8,00% |
9,50% |
10,25% |
| 300'001 - 1'000'000 |
300'000 |
8,50% |
9,75% |
0,50% |
| >= 1'000'001 |
1'000'000 |
9,00% |
10,00% |
10,75% |
| USD |
1'000 - 10'000 |
1'000 |
5,25% |
6,00% |
6,50% |
| 10'001 - 50'000 |
10'000 |
5,25% |
6,25% |
6,75% |
| >= 50'001 |
50'000 |
6,00% |
6,50% |
7,25% |
| EUR |
1'000 - 10'000 |
1'000 |
4,50% |
5,25% |
5,75% |
| 10'001 - 50'000 |
10'000 |
5,00% |
5,50% |
5,75% |
| >= 50'001 |
50'000 |
5,25% |
6,00% |
6,50% |
Demand Deposit
| 1. Deposit main terms |
| Currency |
RUB, USD, EUR |
| Tenor |
Not limited |
| Minimum deposit amount |
Not limited |
| Interest payment |
Interest is calculated and paid on the monthly basis and to be capitalised on the demand deposit account. |
| 2. Deposit procedure |
| Pay-ins |
Not limited |
| Partial debiting |
Not limited |
| 3. Deposit Rates |
| RUR, USD, EUR |
0.1% |
|
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Retail Banking 
