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What is a Debit Card?
 A
debit card is a personal money document that is issued by
a credit organization. It confirms the existence of an account
in that credit organization.
Debit cards are often made by banks on the plastic of international
payment systems like VISA or MasterCard. It gives clients
the possibility to use these in any country of the world.
A debit card in contrast to a credit card is pre-paid. It
means that you should have money on deposit in the bank account
in order to use this card.
A debit card is convenient for those who keep cash assets
in their bank account, receive a salary via a cashless transfer,
prefer cashless forms of payment for goods and services. The
owners of the debit cards can pay on account for purchased
goods and received services. Actually the institution that
issued the card performs the transfer of funds from the owner's
account to the account of payment recipient.
A debit card is absolutely indispensable for traveling when
you need to book a hotel room or lease a car.
After a client reports to the appropriate organization the
loss or theft of his debit card he does not bear the responsibility
for its illegal usage. If the owner is abroad and he is unable
to report the lost card to the bank then he can always contact
one of the payment system's service centers.
Due to the special conditions of debit card usage the bank
does not pay interest on the balance in the bank account of
the debit card. The bank can offer other forms of the capital
accumulation through bank deposits.
The advantage of debit cards is that they are protected from
non-electronic usage in imprint-terminals. Transactions with
the ICICI debit card can be done only through electronic facilities
- point-of-sale, POS-terminal, ATM.
Debit cards are easy-to-use
As an instrument for cashless payments, debit cards are
very convenient and especially easy-to-use on the road. Most
foreign banks allow you to withdraw cash from your account
using debit cards from such payment systems like VISA and
MasterCard. The same debit cards are accepted for payment
practically in all shopping centers of Europe, Asia and the
American continents.
The advantages of the ICICI Bank debit cards
 Welcome
to the world of advantages with your "ICICI Bank Eurasia"
debit card. Expand the freedom of your financial possibilities
and enjoy a wide range of services and ease-of-use of the
"ICICI Bank Eurasia" debit card.
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Retail Banking 
