|
Gold |
Classic |
Membership |
VISA International |
VISA International |
Card Acceptability |
International |
International |
Currency Denomination |
RUB |
RUB |
Credit Limit Range |
Up-to 500'000 |
Up-to 100'000 |
Cash Limit as a % of Credit Limit |
40% |
40% |
Minimum Amount Due (%) |
10% of Total Amount Due |
10% of Total Amount Due |
Minimum Interest-Free Period on Fresh Purchase (non-Cash) |
upto 20 Days |
upto 20 Days |
Maximum Interest-Free Period on Fresh Purchase (non-Cash) |
upto 50 Days |
upto 50 Days |
Global Emergency Assistance Services (Offered by VISA) |
Offered |
Not Offered |
Transactions Allowed |
All POS, Cash, MOTO, Internet |
All POS, Cash, MOTO, Internet |
Transactions Not Allowed |
Quasi Cash (Betting and Lotteries) |
Quasi Cash (Betting and Lotteries) |
Applicant’s Photo on Card |
Offered |
Offered |
Validity period of plastic |
2 Years |
2 Years |
Card Delivery |
Inactive Plastic Card and PIN to be sent through registered post |
Inactive Plastic Card and PIN to be sent through registered post |
Card Activation |
Customer to Call Back a Designated Number for Activation or through outbound activation calls |
Customer to Call Back a Designated Number for Activation or through outbound activation calls |
Billing Cycle Date/Statement Date |
20 th of Each Month |
20 th of Each Month |
Payment Due Date |
10 th of the Following Month |
10 th of the Following Month |
Customer able to set Credit Limits on Supplementary Cards |
Yes |
Yes |
Statement by Email |
offered |
offered |
Modes of Repayment
|
Through customer’s current account in ICICI Bank: Through Cash at Bank Tellers, Wire Transfer, Cash-In at ATM and Standing Instructions |
Through customer’s current account in ICICI Bank: Through Cash at Bank Tellers, Wire Transfer, Cash-In at ATM and Standing Instructions |
Lost Card Liability of customer |
Till loss is reported to call-centre |
Till loss is reported to call-centre |
Retail Banking 
