| Criteria |
Minimum Requirement |
| Citizenship |
Citizen of the Russian Federation. Sourcing
for foreign nationals is selective |
| Resident status |
Registration in Moscow region, living
in Moscow city
and St. Petersburg |
| Age of the borrower(s) |
Minimum age more than 22 years
Maximum age limit is 58 and 53 for men and women respectively |
| Work Experience |
Minimum work experience of more than 1
year |
| Income |
Salary of more than RUB 13'000 per month,
of which declared income of more than RUB 8000 |
Retail Banking 
