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Credit Cards |
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Welcome to a world of benefits with your ICICI Bank International Credit Card. Experience the unmatched advantages and powerful features of your ICICI Bank Credit Card to make purchases at departmental stores, hypermarkets, restaurants, hotels, petrol stations, mobile bills, holidays, travel, tickets or any other services like internet purchases, fees, car rentals or even your tasty pizza and enjoy the experience of convenient transactions - Whatever, Whenever, Wherever !!! |
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| Benefits
of Owning an ICICI Bank Credit Card |
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Internationally
Valid Credit Card : ICICI Bank has a tie up with
Visa International for providing the largest network of
over 30 Million Shops and Service establishments for product
purchases and over 1 Million ATMs for cash withdrawals.
This includes 2500 ATMs of the ICICI Group across the
globe. |
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Grace Period Functionality
: Enjoy up-to 50 days of Interest Free Grace
Period on your purchases. You will not be charged interest
on your purchases if your repay the full amount within
or up-to due-date. If you desire, you can transact regularly
on your ICICI Bank Credit Card and not pay any interest
for life.
Grace Period refers to the period wherein the customer
is not charged any interest for purchases made on the
credit card. It depends on the time period between the
transaction date and the payment due date as per the billing
cycle.
Example:
On January 1 you buy a RUR 20 000 TV set on your ICICI
Bank Credit Card. In the end of January your statement
date (when this transaction will reflect in your monthly
statement). After that you will get time till 20 February
(which is the Due Date) to repay for this purchase.
If you repay the full outstanding amount on or before
February 20, no interest rate will be charged on your
credit card. Hence the grace period on your ICICI Bank
Credit Card is at least 20 and at most 50 days.
Please note that the benefit of free grace period is not
applicable for cash withdrawals. You will get between
20 to 50 days of interest free (0% Interest) grace period
depending on your purchase date. This benefit is applicable
only on purchases when your previous ‘total outstanding
amount’ is fully repaid to the bank. |
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Rate of Interest
: Incase you choose to repay only part of the
total outstanding amount (at least 10% of Total Amount
Due should be repaid on or before due date), a nominal
interest rate of 1.99% per month will be charged on the
unpaid amount. |
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Free Supplementary
Card for Life : Share the benefits of your ICICI
Bank Credit Card with your loved ones (spouse or relatives)
by giving them a supplementary card to your primary
card. We will offer you the first supplementary card ‘free
for life’ (till the primary card is valid). While
your overall limit remains unchanged, it can be shared
with a family member to extend the same benefits, security
and convenience. |
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Emergency Requirement
: Emergencies arise without a fore-warning. Your
ICICI Bank Credit Card will help incase of any unforeseen
situations where a customer might require emergency cash/purchase
in another country, incase of hospitalization of a relative
or any other situation which one may not be prepared for.
You can trust your ICICI Bank Credit Card to help you
out in such emergency situations |
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Whatever, Whenever,
Wherever - The Happiness of Impulse Purchase :
All expenses are not always planned. You might like something
you want to purchase. Don’t let shortage of cash
come in the way of your happiness. Express your love and
gift your loved ones with things they like or pamper yourself
with an impulse purchase, ‘whatever, whenever, wherever’.
Feel the power of an ICICI Bank Credit Card in your wallet
at all times. |
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Convenience :
You need not carry thick wads of cash all the time. Just
carry a small, secure ICICI Bank Credit Card for convenience,
ease of carrying and transactions. Not carrying surplus
cash is also safer for you. |
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No Deposit of
Guarantees, Collaterals or Security : A credit
card from ICICI Bank does not require you to give any
guarantee or deposit in the bank. You are free to use
the card and repay the amount in full or part (at least
10% of total outstanding) by due date. |
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Safe and Secure
: You have the option of availing an ICICI Bank
photo-card which will make your card more secure. ICICI
Bank also uses an advanced technology to secure your internet
transactions |
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Zero Lost Card
Liability : ICICI Bank offers quick replacement
of lost/stolen credit cards. Please inform the bank’s
customer service support (by phone only) of any loss/theft
of the credit card. The bank will promptly block the card
to prevent any misuse. Please note that the bank absolves
you of any responsibility of transactions on your card
after the time of reporting to the customer support service
department. |
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Customer
Service Support : We are on standby to support
you through our
from 9 to 21
hours Customer Support Service. Please
call +7 495 9811717 to know your card transaction details,
due date, due amounts or any other card details. You can
also consult with our trained Customer Support Staff on
benefits and card usage or other attractive products from
ICICI Bank Eurasia LLC. |
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Enjoy Good Credit
Limits : Enjoy upto 3 times your monthly salary
as your credit limit on your ICICI Bank Credit Card*.
You need not carry your cash all the time. Enjoy using
the credit limit assigned on your ICICI Bank Credit Card
to make purchases. Repay once a month for all your dues.
Limit calculation is at the sole discretion
of ICICI Bank as per its internal rules.
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Financial Planning
: Your ICICI Bank Credit Card will also serve
as your financial adviser keeping a record of your transactions
to help you evaluate your spending patterns on categories
like fuel, dining, entertainment, travel, clothes etc.
This can be vital information in your family budget and
planning. |
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Fill in the preliminary application form for credit card |
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| © 2005-06 ICICI Bank.
All Rights Reserved |
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