ICICI Bank - Russia

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Auto Loans

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Mortgage Loans

Auto Loans - Products Offered

Terms and conditions:

Interest Rate	10.5%
Loan Tenure	From 1 up to 5 years
Minimum Down Payment	0% of car cost
Minimum Loan Amount	3000 USD
Maximum Loan Amount	40000 USD
Loan Account Opening Fee	4500 RUR (If loan amount < 15000 $) 6000 RUR (If loan amount = 15000 $)
Loan Foreclosing Within 3 Months	Moratorium
Loan Foreclosing 3 - 6 Months	2% fee from foreclosing amount
Loan Foreclosing After 6 Months	Free
Decision Awaiting Time	1-2 working days after submitting to a bank complete set of documentation
Insurance Required	OSAGO and KASKO
Security	Vehicle passport has to be kept in Bank.

Minimum down payment - 10% of car cost

Requirements:

Type of Income Prove	2-NDFL (if actual income is higher, than it is mentioned in 2-NDFL, it is also required to provide a free flowing income prove)
Minimum Net Income	1000 USD (750 for any of borrower)
Minimum Current Employment	6 months
Minimum Total Employment	3 years
Employment Status	Salaried

Terms and conditions:

Interest rate	10%
Loan tenure	From 1 up to 5 years
Minimum down payment	10% of car cost
Minimum loan amount	3000 USD
Maximum loan amount	40000 USD
Loan account opening fee	4500 RUR (If loan amount < 15000 $) 6000 RUR (If loan amount = 15000 $)
Loan foreclosing within 3 months	Moratorium
Loan foreclosing 3 - 6 months	2% fee from foreclosing amount
Loan foreclosing after 6 months	Free
Decision awaiting time	1-2 working days after submitting to a bank complete set of documentation
Insurance required	OSAGO and KASKO
Security	Vehicle passport has to be kept in Bank.

Minimum down payment - 20% of car cost

Requirements:

Type of income prove	2-NDFL (if actual income is higher, than it is mentioned in 2-NDFL, it is also required to provide a free flowing income prove)
Minimum net income	1000 USD (750 for any of borrower)
Minimum current employment	6 months
Minimum total employment	3 years
Employment status	Salaried

Terms and conditions:

Interest Rate	9.5%
Loan Tenure	From 1 up to 5 years
Minimum Down Payment	20% of car cost
Minimum Loan Amount	3000 USD
Maximum Loan Amount	40000 USD
Loan Account Opening Fee	4500 RUR (If loan amount < 15000 $) 6000 RUR (If loan amount = 15000 $)
Loan Foreclosing Within 3 Months	Moratorium
Loan Foreclosing 3 - 6 Months	2% fee from foreclosing amount
Loan Foreclosing After 6 Months	Free
Decision Awaiting Time	1-2 working days after submitting to a bank complete set of documentation
Insurance Required	OSAGO and KASKO
Security	Vehicle passport has to be kept in Bank.

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